Usury

Rasul Allah (sal Allahu alaihi wa sallam) said: “May Allah curse him who eats of usury (riba) or feeds it to another.” [Sahih Muslim]

The prohibition regarding riba is for both accepting it (eating of it) as well as paying it (feeding another with it). “Curse (la’n)” means to put someone far from divine mercy. Riba is usually translated as “interest”. This includes both simple and compound interest. Dealing in riba is one of the kaba’ir (enormities) as it is accursed by Allah’s Messenger in the above hadith, and also carries the threat of punishment in the Hereafter in the words of Allah (subhana wa ta’ala):

“O you who believe: fear Allah and forgo what remains of usury (riba) if you are believers. If you will not, then know of a declaration of war (against you) from Allah and His Messenger.” [Quran 2: 278-79]

If Allah (subhana wa ta’ala) and His Messenger come armed to wage war against a person on the Day of Judgement, does he/she stand a chance?

The prohibition regarding riba also extends to those who write up transactions involving riba or act as witnesses to such transactions, based on the following hadith: “The Messenger of Allah (sal Allahu alaihi wa sallam) cursed whoever eats of riba, feeds another with it, writes an agreement involving it, or acts as a witness to it.” [Sahih Muslim]

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